Income Tax Slab Nepal Individual Rates 2026 February 26, 2026 - BY Admin

Income Tax Slab Nepal Individual Rates 2026

1. Introduction to Income Tax Slab in Nepal (Individuals)

An income tax slab refers to the progressive tax rate structure applied to individual taxable income in Nepal, where higher income levels are subject to higher percentage rates. The Income Tax Slab Nepal 2026 framework determines how much tax individuals must pay based on their annual earnings, with separate considerations for employment income, business profits, and investment returns.

Year-specific tax slabs are critical because Nepal's Finance Act updates rates annually, and using outdated slabs results in incorrect tax calculations, compliance failures, and potential penalties. The Inland Revenue Department (IRD) enforces these rates through employer withholding systems and individual return filings.

This information is essential for salaried employees verifying their Tax Deducted at Source (TDS) deductions, employers managing payroll compliance, self-employed professionals calculating advance tax, and accountants preparing accurate tax projections for the fiscal year 2025-26 (referred to as 2026 rates).

2. TL;DR – Income Tax Slab Nepal: Individual Rates 2026

  • Legal Framework: The Income Tax Act, 2058 (2002) provides the structural framework, while the Finance Act for fiscal year 2025-26 establishes the specific Individual income tax rates Nepal 2026 applicable from mid-July 2025 to mid-July 2026.
  • Taxpayer Categories: Resident individuals are taxed on worldwide income using progressive slabs; non-residents pay flat rates on Nepal-source income only.
  • Progressive Structure: Income is taxed in tiers—0% on initial amounts, followed by 1%, then 10%, 20%, 30%, and 36% on the highest bracket for resident individuals.
  • Employer Obligations: Employers must calculate TDS on salary Nepal 2026 using monthly projections of annual income, withhold at source, deposit within 25 days of the following month, and provide annual tax statements.
  • Filing Requirements: Salaried individuals with only employment income and proper TDS may not need to file returns, but self-employed persons, those with multiple income sources, or individuals claiming specific deductions must file annual returns.
  • Annual Updates: Tax rates change with each Finance Act; the 2026 designation refers to the fiscal year 2082-83 BS (approximately mid-July 2025 to mid-July 2026), and verification against the latest IRD Nepal individual tax rates 2026 notification is essential before final calculations.

3. Legal Basis for Individual Income Tax Rates in Nepal

The Income Tax Act, 2058 (2002) serves as the foundational legislation governing individual taxation in Nepal. This Act establishes the concepts of taxable income, residence status, income categories, and the authority for progressive taxation. Section 4 of the Act defines the tax base, while subsequent sections outline how different income types are aggregated and taxed.

Annual Finance Acts operate as the mechanism for updating specific tax rates and thresholds. Each year, the Government of Nepal presents a Finance Bill that becomes the Finance Act upon parliamentary approval. This Act amends the First Schedule of the Income Tax Act, inserting the current year's tax slabs, surcharge rates, and special provisions. For the 2026 context, the Finance Act for fiscal year 2082-83 BS (2025-26 AD) contains the operative rate schedule.

The Inland Revenue Department (IRD) functions as the administrative authority under the Ministry of Finance. IRD issues circulars, guidelines, and software specifications (particularly for the IRD Tax Calculator Nepal 2026 slab implementations) to ensure uniform application of tax laws. The Department also operates the online tax portal where returns are filed and payments are processed.

4. Which Taxpayers These Slabs Apply To

Resident Individuals

A resident individual is defined under Section 2(ka) of the Income Tax Act, 2058 as a person who:

  • Has a normal residence in Nepal, or
  • Has resided in Nepal for 183 days or more in any income year, or
  • Is an employee of the Government of Nepal posted abroad at any time during the income year

Resident individuals are subject to tax on their worldwide income using the progressive Income Tax Slab Nepal 2026 structure. This includes salary earned abroad, foreign business income, and investment returns from international sources, though foreign tax credits may apply to prevent double taxation.

Non-Resident Individuals

Non-resident individuals are persons who do not meet the resident criteria. These taxpayers are subject to:

  • Flat rate taxation (typically 25% or as specified in the Finance Act) on Nepal-source income only
  • No progression through slabs; generally a single rate applies to gross income
  • Special rates for specific income types (e.g., 5% final withholding on interest for non-residents in certain cases)

Special Categories

The Finance Act may specify different thresholds or rates for:

  • Individuals with disabilities (additional deductions or reduced rates in certain years)
  • Elderly taxpayers above specified age thresholds
  • Women in specific income brackets (historically provided in some fiscal years)

Taxpayer category determination is critical because applying resident slabs to a non-resident results in underpayment, while applying non-resident flat rates to a resident results in overpayment and potential refund complications.

5. Income Types Covered When Applying Individual Slabs

Employment (Salary) Income

Employment income includes wages, salaries, allowances, bonuses, commissions, and any benefits provided by an employer. This is the most common application of the Individual income tax rates Nepal 2026. Employers must project the annual salary, apply the progressive slabs, and withhold TDS monthly. Taxable salary components typically include:

  • Basic salary and dearness allowance
  • House rent allowance (subject to specific limits or valuation rules)
  • Vehicle and fuel benefits
  • Medical allowances exceeding exempt thresholds
  • Leave encashment and gratuity (timing-dependent)

Business and Professional Income

Self-employed individuals, consultants, contractors, and professionals (doctors, lawyers, accountants) calculate tax by applying the slabs to their net business income after deducting allowable expenses. Unlike salary income, business income allows deduction of:

  • Office rent and utilities
  • Professional subscriptions and training
  • Depreciation on business assets
  • Staff salaries and benefits

Investment Income Treatment

Investment income is often subject to final withholding tax rather than slab progression:

  • Dividends: Typically 5% final withholding (resident shareholders)
  • Interest: 5% final withholding (residents) or as specified for non-residents
  • Capital gains: Separate calculation methodology

However, if investment income is not subject to final withholding or if the taxpayer elects to aggregate it, it may be added to other income and taxed through the slabs.

Nepal-Source vs. Foreign-Source Income

Resident individuals must declare worldwide income but may claim foreign tax credits. Non-residents are taxed only on Nepal-source income. The distinction affects:

  • Which income enters the slab calculation
  • Available deductions and credits
  • Filing obligations and documentation requirements

6. Income Tax Slab Nepal 2026 (Individual Rates) – Quick Slab View

The Income Tax Slab Nepal 2026 for resident individuals follows a progressive structure with six tax brackets, designed to impose lower rates on basic income and higher rates on substantial earnings. The following rates apply to the fiscal year 2082-83 BS (mid-July 2025 to mid-July 2026) based on the Finance Act for 2025-26:

Resident Individual Tax Slabs (Annual Income)

Income Bracket (NPR)Tax RateTax Calculation Method
Up to 600,0001%1% of total income
Next 200,000 (600,001 to 800,000)10%NPR 6,000 + 10% of amount exceeding 600,000
Next 200,000 (800,001 to 1,000,000)20%NPR 26,000 + 20% of amount exceeding 800,000
Next 1,300,000 (1,000,001 to 2,300,000)30%NPR 66,000 + 30% of amount exceeding 1,000,000
Next 3,000,000 (2,300,001 to 5,300,000)30%NPR 456,000 + 30% of amount exceeding 2,300,000
Above 5,300,00036%NPR 1,356,000 + 36% of amount exceeding 5,300,000

Key Notes:

  • The initial NPR 600,000 attracts only 1% tax (NPR 6,000 maximum), effectively functioning as a near-zero rate for the lowest bracket
  • The 10% and 20% brackets apply to middle-income earners
  • The 30% rate applies to two distinct income ranges
  • A 36% surcharge rate applies to income exceeding NPR 5,300,000 annually
  • These thresholds and rates are subject to annual revision through the Finance Act; verification against the official IRD notification for fiscal year 2082-83 is required before final tax determination

Non-Resident Individuals

Non-resident individuals are typically subject to a flat 25% tax rate on Nepal-source gross income, without the benefit of progressive slabs or the basic exemption threshold.

7. How Salary Tax (TDS) Is Calculated Under Nepal's Slab System

Tax Deducted at Source (TDS) on salary is calculated by projecting the employee's annual taxable income and applying the progressive slabs on a monthly basis. The following steps outline the standard calculation methodology used by employers:

  1. Determine Annual Projected Income: Multiply the monthly gross salary by 12, adding expected bonuses, allowances, and taxable benefits for the full year.
  2. Identify Taxable Components: Exclude non-taxable allowances (if any) and include the taxable value of benefits such as housing, vehicles, or utilities as per IRD valuation rules.
  3. Apply Tax Slabs: Calculate tax on the projected annual taxable income using the Income Tax Slab Nepal 2026 rates shown in Section 6.
  4. Calculate Monthly TDS: Divide the projected annual tax liability by 12 to determine the monthly withholding amount.
  5. Adjust for Previous Months: If employment started mid-year or if salary changed, recalculate the remaining months' withholding to ensure the full annual tax is collected by year-end.
  6. Account for Deductions: If the employee provides documentation for eligible deductions (insurance premiums, provident fund contributions, etc.), reduce the projected annual income accordingly before applying slabs.
  7. Generate Payslip and Statement: Deduct the calculated TDS from net salary, deposit with IRD within 25 days of the following month, and provide the employee with monthly payslips showing gross salary, deductions, and net pay.

Example Calculation Structure:

For an employee with monthly salary of NPR 100,000 (NPR 1,200,000 annually):

  • First NPR 600,000: 1% = NPR 6,000
  • Next NPR 200,000: 10% = NPR 20,000
  • Remaining NPR 400,000: 20% = NPR 80,000
  • Total annual tax: NPR 106,000
  • Monthly TDS: NPR 8,833

8. Worked Examples (Slab-Based Calculation) for 2026

Example 1: Junior Employee (Annual Salary NPR 480,000)

A single resident individual employed as an administrative assistant receives NPR 40,000 monthly salary with no additional benefits.

  • Projected Annual Income: NPR 480,000
  • Tax Calculation:
  • NPR 480,000 × 1% = NPR 4,800
  • Monthly TDS: NPR 400
  • Take-home Pay: NPR 39,600 monthly

Example 2: Mid-Level Manager (Annual Salary NPR 1,200,000)

A married resident individual working as a department manager receives NPR 100,000 monthly base salary plus NPR 20,000 annual bonus.

  • Projected Annual Income: NPR 1,220,000
  • Tax Calculation:
  • First NPR 600,000: 1% = NPR 6,000
  • Next NPR 200,000: 10% = NPR 20,000
  • Remaining NPR 420,000: 20% = NPR 84,000
  • Total Annual Tax: NPR 110,000
  • Monthly TDS: NPR 9,167
  • Note: Marital status does not alter slab thresholds under the 2026 structure; all resident individuals use the same progressive rates

Example 3: Senior Executive (Annual Salary NPR 3,600,000)

A resident financial director receives NPR 300,000 monthly salary, NPR 300,000 annual bonus, and taxable benefits valued at NPR 600,000 annually.

  • Projected Annual Income: NPR 4,200,000
  • Tax Calculation:
  • First NPR 600,000: 1% = NPR 6,000
  • Next NPR 200,000: 10% = NPR 20,000
  • Next NPR 200,000: 20% = NPR 40,000
  • Next NPR 1,300,000: 30% = NPR 390,000
  • Remaining NPR 1,900,000: 30% = NPR 570,000
  • Total Annual Tax: NPR 1,026,000
  • Monthly TDS: NPR 85,500
  • Effective Tax Rate: 24.43%

Example 4: Self-Employed Consultant (Net Business Income NPR 900,000)

A resident management consultant operates as a sole proprietor with annual gross receipts of NPR 1,500,000 and deductible business expenses of NPR 600,000.

  • Taxable Business Income: NPR 900,000
  • Tax Calculation:
  • First NPR 600,000: 1% = NPR 6,000
  • Remaining NPR 300,000: 10% = NPR 30,000
  • Total Annual Tax: NPR 36,000
  • Quarterly Advance Tax (if applicable): NPR 9,000
  • Note: Self-employed individuals must track expenses meticulously and may need to pay advance tax quarterly to avoid interest charges

9. Common Deductions, Rebates, or Reliefs (If Applicable for 2026)

Certain deductions and rebates may reduce taxable income before applying the Income Tax Slab Nepal 2026 rates. The availability and limits of these deductions are determined by the annual Finance Act and IRD guidelines.

Potentially Available Deduction Categories:

  • Provident Fund Contributions: Employee contributions to recognized provident funds (up to specified limits) may be deductible from taxable salary income.
  • Insurance Premiums: Life insurance and medical insurance premiums (subject to annual caps) may qualify for deductions.
  • Donations: Donations to approved charitable institutions (typically limited to 5% of adjusted taxable income).
  • Remote Area Allowances: Special deductions for employees posted in designated remote areas.
  • Disability Allowances: Additional deductions or rebates for taxpayers with certified disabilities.
  • Elderly Rebates: Reduced tax rates or additional deductions for senior citizens (age thresholds specified in Finance Act).

Documentation Requirements:

  • Insurance premium receipts with policy numbers and coverage periods
  • Provident fund contribution certificates from the fund manager
  • Medical expense receipts for specific deductible medical costs
  • Donation receipts from registered charitable organizations
  • Remote area posting certificates from employers
  • Disability certification from authorized medical boards

Important Note: Deduction provisions change annually. Verification of the specific deductions available under the Finance Act 2025-26 and confirmation through IRD circulars is essential before claiming any reduction in taxable income.

10. Withholding, Deposits, and Employer Responsibilities (Payroll Compliance)

Employers bear legal responsibility for correctly calculating, withholding, and depositing TDS on salary Nepal 2026. Failure to comply results in penalties, interest, and potential legal action against the employer entity and responsible officers.

Employer Obligations:

  • Monthly Withholding: Calculate TDS for each employee based on projected annual income and current slabs, withhold from salary disbursement, and deposit with IRD within 25 days of the following month.
  • Quarterly Reporting: Submit quarterly TDS returns detailing withheld amounts per employee through the IRD online portal.
  • Annual Reconciliation: Prepare and issue Form 16 (Salary Tax Statement) to each employee by the statutory deadline, showing total salary paid, tax deducted, and deposits made.
  • Record Maintenance: Preserve payroll records, tax calculations, and supporting documents for a minimum of five years for audit purposes.
  • Employee Support: Respond to employee queries regarding tax calculations and provide necessary documentation for individual return filing.

Deposit and Reporting Process:

  1. Calculate monthly TDS liability for all employees
  2. Generate challan through IRD online system or designated banks
  3. Deposit withheld tax by the 25th of the following month
  4. File monthly TDS return showing employee-wise details
  5. Reconcile quarterly and annual totals against deposits
  6. Issue annual tax certificates to employees

Consequences of Non-Compliance:

  • Interest on late deposits (typically 1.5% per month or as specified)
  • Penalties for failure to withhold or deposit
  • Disallowance of salary expenses in employer's own tax computation
  • Potential personal liability for directors or responsible officers

11. Individual Filing Obligations and When a Return Is Required

Not all individuals must file annual tax returns in Nepal. Filing obligations depend on income source, amount, and TDS compliance status.

Salaried Individuals:

Filing is generally not required if:

  • The individual has only employment income from a single employer
  • Proper TDS has been deducted and deposited by the employer
  • The individual does not claim any deductions not accounted for in TDS
  • Annual income does not exceed thresholds requiring mandatory filing

Filing is required if:

  • The individual has multiple employers during the year
  • TDS has not been properly deducted or deposited
  • The individual wishes to claim additional deductions not considered by the employer
  • The individual has other income sources (business, investment, rental)

Self-Employed and Business Owners:

  • Mandatory filing if business turnover exceeds the threshold specified in the Finance Act (typically NPR 3 million to 5 million, subject to annual change)
  • Mandatory filing if business income exceeds the basic exemption limit regardless of turnover
  • Advance tax payment obligations if estimated tax exceeds NPR 10,000 annually

Other Filing Triggers:

  • Ownership of foreign assets or foreign income
  • Receipt of rental income from property
  • Capital gains from sale of assets
  • Receipt of gifts exceeding specified values
  • Claiming tax refunds for excess TDS deducted

Record-Keeping Checklist:

  • Monthly salary slips and annual Form 16 from employers
  • Bank statements showing all income and tax payments
  • Investment and insurance premium receipts
  • Business expense documentation (for self-employed)
  • Foreign income documentation and tax payment proofs
  • Property transaction records
  • Medical expense receipts (if claiming deductions)

12. Tax Year, Fiscal Year, and "2026" Meaning in Nepal Context

The designation "Income Tax Slab Nepal 2026" requires careful interpretation to avoid compliance errors. In Nepal's tax system, "2026" refers to the fiscal year 2082-83 BS (Bikram Sambat), which corresponds approximately to the period from mid-July 2025 to mid-July 2026 in the Gregorian calendar.

Fiscal Year Structure:

  • Nepal's fiscal year runs from Shrawan 1 to Ashad 31 (approximately July 16 to July 15)
  • Fiscal year 2082-83 BS is referred to as "2026" for international business convenience
  • The Finance Act for fiscal year 2082-83 BS is presented in May/June 2025 and effective from Shrawan 1, 2082 BS
  • Tax rates apply to income earned during this specific 12-month period

Common Confusion Points:

  • Calendar Year vs. Fiscal Year: Individuals often confuse January-December 2026 with the tax year; Nepal uses the fiscal year framework for all tax calculations.
  • English Year vs. Nepali Year: "2026" in tax contexts means the fiscal year ending in 2026 AD (actually mid-2026), not the calendar year 2026.
  • Payroll Period Mismatch: Employers must ensure their payroll systems align with the Nepali fiscal year (Shrawan to Ashad) rather than calendar months for annual tax projections.

Verification Methods:

  • Check the official Finance Act publication date and effective date
  • Verify IRD circulars specifying the applicable fiscal year
  • Confirm with employers that payroll systems are configured for fiscal year 2082-83
  • Cross-reference tax deposit challans for the correct fiscal year code

13. Common Mistakes in Applying Nepal's Individual Tax Slabs (2026)

Incorrect Taxpayer Category Selection

Applying resident slabs to non-resident employees or failing to recognize dual-residence situations leads to significant calculation errors. Employers must verify residence status through passport records, visa stamps, and days-present calculations before selecting the applicable rate structure.

Mixing Fiscal Year Slabs

Using 2025 rates for income earned in fiscal year 2026 results in underpayment and compliance violations. Payroll systems must be updated immediately upon Finance Act publication, and mid-year rate changes require recalculation of projected annual tax liabilities.

Monthly vs. Annual Confusion

Calculating tax by applying monthly slabs to monthly salary (rather than projecting annual income and dividing by 12) produces incorrect results. The slabs are designed for annual income application; monthly withholding is merely the annual tax divided by 12.

Benefit Valuation Errors

Including non-taxable allowances in taxable income or omitting the taxable value of benefits-in-kind (housing, vehicles, utilities) distorts the tax base. Employers must apply IRD-prescribed valuation rules for all non-cash benefits.

Deduction Timing Mistakes

Claiming annual deductions monthly or failing to adjust for deductions provided mid-year results in incorrect withholding. The proper method is to reduce projected annual income by eligible deductions, calculate annual tax, then determine monthly withholding.

Ignoring Surcharge Thresholds

Failing to apply the 36% rate to income exceeding NPR 5,300,000 results in substantial underpayment for high-income employees. Payroll systems must include automatic threshold alerts for surcharge applicability.

14. Penalties, Interest, and Compliance Risks (Overview)

Employer Penalties

  • Late Deposit Interest: Typically 1.5% per month on unpaid TDS amounts from the due date until payment
  • Non-Withholding Penalties: Percentage-based penalties on amounts that should have been withheld but were not
  • Return Filing Penalties: Fixed penalties for failure to file monthly or quarterly TDS returns
  • Expense Disallowance: Salary expenses may be disallowed in the employer's tax computation if TDS compliance is deficient

Individual Penalties

  • Late Filing Penalties: Fixed amounts or percentages of tax due for failure to file returns by the statutory deadline
  • Under-Reporting Penalties: Additional tax and penalties if reported income is found to be understated during audit
  • Interest on Unpaid Tax: Monthly interest charges on tax liabilities not paid by the due date
  • Prosecution Risk: Willful tax evasion may result in criminal prosecution under the Income Tax Act

Compliance Risk Mitigation:

  • Regular reconciliation of TDS deposits against liabilities
  • Timely filing of all required returns
  • Maintenance of comprehensive documentation for five years
  • Immediate correction of errors discovered through internal review
  • Professional review of complex transactions or residency determinations

15. Practical Compliance Checklist (2026)

For Employees:

  • [ ] Verify residence status and inform employer of any changes
  • [ ] Review monthly payslips for correct TDS calculations
  • [ ] Collect and preserve Form 16 from employer by deadline
  • [ ] Gather documentation for all potential deductions
  • [ ] File annual return if required (multiple employers, other income, or refund claims)
  • [ ] Verify tax deposits through IRD online portal
  • [ ] Maintain records for minimum five years

For Employers/HR:

  • [ ] Update payroll systems with Income Tax Slab Nepal 2026 rates
  • [ ] Verify all employee residence statuses
  • [ ] Calculate TDS using annual projection method
  • [ ] Deposit withheld tax within 25 days of following month
  • [ ] File monthly and quarterly TDS returns accurately
  • [ ] Issue Form 16 to all employees by statutory deadline
  • [ ] Conduct quarterly reconciliation of deposits vs. liabilities
  • [ ] Preserve payroll records for five years

For Self-Employed:

  • [ ] Maintain proper books of account from Shrawan 1
  • [ ] Track all business expenses with supporting documentation
  • [ ] Estimate annual tax liability by month 3 of fiscal year
  • [ ] Pay quarterly advance tax if liability exceeds threshold
  • [ ] Prepare annual return with complete income/expense details
  • [ ] Obtain tax clearance certificate if required for licenses
  • [ ] Preserve all records for minimum five years

16. Role of the Law Firm in Income Tax Slab and Payroll Compliance

Professional legal and tax advisory services support accurate application of the Individual income tax rates Nepal 2026 and ensure comprehensive compliance with IRD requirements.

Advisory Support:

  • Residence status determination for complex cases involving foreign assignments or dual presence
  • Tax slab applicability analysis for unusual income structures or mixed income sources
  • Deduction eligibility assessment and documentation guidance
  • Cross-border income analysis and foreign tax credit calculations

Compliance Review:

  • Payroll system audits to verify correct TDS calculations and deposit timelines
  • Employer TDS process review and rectification of historical errors
  • Individual return preparation and filing support
  • Advance tax calculation and payment scheduling for self-employed clients

Dispute Resolution:

  • Representation during IRD audits and investigations
  • Objection filing and appellate proceedings for disputed assessments
  • Negotiation of penalty waivers and installment arrangements
  • Litigation support before tax tribunals and courts

Training and Systems:

  • HR team training on TDS calculation methodologies
  • Payroll system configuration guidance for fiscal year transitions
  • Compliance calendar preparation for employer obligations
  • Record-keeping system design for audit readiness

17. Frequently Asked Questions (FAQs)

What is the income tax slab in Nepal for 2026?

The Income Tax Slab Nepal 2026 for resident individuals features six progressive brackets: 1% on income up to NPR 600,000, 10% on the next NPR 200,000, 20% on the next NPR 200,000, 30% on income between NPR 1,000,001 and NPR 5,300,000, and 36% on income exceeding NPR 5,300,000 annually.

Do I need to file a return if only salary TDS is deducted?

Filing is generally not required if you have only one employer, proper TDS has been deducted, and you have no other income or deduction claims. However, filing is mandatory if you have multiple employers, other income sources, or wish to claim deductions not considered by your employer.

How is monthly salary tax calculated from annual slabs?

Employers project your total annual taxable income (monthly salary × 12 plus bonuses and benefits), calculate tax using the annual slabs, then divide the total annual tax by 12 to determine monthly TDS. This ensures even tax collection throughout the year.

What is the difference between resident and non-resident rates?

Resident individuals pay progressive tax on worldwide income using the six-tier slab structure with rates from 1% to 36%. Non-residents typically pay a flat 25% on Nepal-source income only, without the benefit of progressive slabs or the basic exemption threshold.

How do employers calculate and deposit TDS?

Employers project annual income, apply tax slabs, divide by 12 for monthly withholding, deduct from salary, and deposit the withheld amount with IRD within 25 days of the following month through the online portal or designated banks.

What income types are subject to the progressive slabs?

Employment income, business income, and professional fees are generally taxed through the progressive slabs. Investment income (dividends, interest) is often subject to final withholding tax at source and may not enter the slab calculation unless specifically elected.

Are there different slabs for married and unmarried individuals?

Under the current structure, the same progressive slabs apply to all resident individuals regardless of marital status. The Finance Act for 2025-26 does not provide separate thresholds for single versus married taxpayers.

What happens if my employer fails to deposit TDS?

Employers face interest, penalties, and potential expense disallowance. Employees should verify deposits through the IRD portal and may need to pay the tax directly if the employer fails to remit, subsequently claiming credit for amounts withheld but not deposited.

Can I claim deductions for insurance and provident fund contributions?

Yes, subject to annual limits specified in the Finance Act. Life insurance premiums, medical insurance, and recognized provident fund contributions may be deductible. Documentation requirements include premium receipts and contribution certificates.

What is the penalty for late filing of individual returns?

Penalties typically include fixed monetary amounts plus interest on unpaid tax from the due date. Exact amounts vary based on the delay duration and tax liability; professional consultation is advised for specific penalty calculations.

How do I verify which fiscal year's rates apply to my income?

Nepal's fiscal year runs Shrawan to Ashad (mid-July to mid-July). Income earned from mid-July 2025 to mid-July 2026 falls under the 2026 rates. Check your salary slips for the fiscal year reference and confirm with your employer's payroll department.

What records must I maintain for tax purposes?

Maintain salary slips, Form 16, bank statements, investment receipts, insurance premium receipts, business expense documentation, and foreign income records for a minimum of five years from the relevant fiscal year end.

Is foreign income taxable in Nepal?

Resident individuals are taxed on worldwide income, including foreign salary, business income, and investments. Foreign tax credits may be available to prevent double taxation if taxes were paid in the source country.

What is advance tax and who must pay it?

Self-employed individuals and those with business income must pay estimated tax in quarterly installments if their annual tax liability exceeds the threshold specified by IRD (typically NPR 10,000). Failure to pay advance tax results in interest charges.

How are bonuses and allowances taxed?

Bonuses are added to projected annual income and taxed through the slabs. Allowances may be fully taxable, partially taxable, or exempt depending on type and amount; house rent allowance and vehicle benefits have specific valuation rules.

Can I revise my tax return if I discover errors?

Yes, amended returns can typically be filed to correct errors or omissions. However, revisions after the statutory deadline may attract penalties or interest; voluntary disclosure before detection is generally treated more favorably than discovery during audit.

What is the tax treatment for remote workers or digital nomads?

Tax treatment depends on residence status and income source. Nepal-source income is taxable in Nepal; foreign-source income is taxable for residents. Remote workers present in Nepal for 183+ days may become tax residents subject to worldwide income taxation.

How do I obtain a tax clearance certificate?

Apply through the IRD online portal or local office with required documentation including return filings, tax payment proofs, and supporting documents. Clearance certificates are required for certain government services, foreign employment, and business licensing.

What should I do if my employer miscalculates my TDS?

Request a review of the calculation with supporting documentation. If the error is confirmed, the employer should adjust future withholdings to correct the under or over-deduction. Significant errors may require amended filings or direct payment arrangements with IRD.

Are there special tax provisions for women or senior citizens?

The Finance Act may specify additional deductions or rebates for women in certain income brackets or senior citizens above specified age thresholds. Verification of current year provisions is essential as these benefits change annually.